Payment Options

Affordable In-Home Senior Care in Bradenton, FL and Surrounding Areas

One of the most common concerns for families seeking home care is affordability and payment options. Are home care services covered by Medicare or health insurance? Are there any benefits to help Veterans pay for home care? Can life insurance help? Can we use home equity to help pay for the care?

Every day, First In Care works with families just like yours that are starting to learn about the benefits of in-home care. As trusted experts in senior care, we can help you and your loved ones navigate the often-complicated maze of senior care options. We strive to provide you with straightforward answers to assist you in making the most informed decisions.

There are many options available to help you pay for home care services. Here are a few to get you started:

Private Pay

Your loved one may have savings or supplementary income available that can help pay for home care, assisted living, or nursing home care. Often, family members may contribute to the cost of care for their loved one. However, private pay can be expensive and quickly deplete savings.

Long Term Care (LTC) Insurance

Your loved one may have purchased a long-term care (LTC) policy to help offset the cost of home care or assisted living care. We can help you evaluate the policy to see if it covers First In Cares’ services. This may be a good option for seniors and family caregivers who are looking for affordable payment options for in-home senior care.

At First In Care, we’re a private company not covered by Medicare or Medicaid, but we can still help you with Long Term Care Policies from providers like Met Life, UNUM, Bankers Life, Genworth, and John Hancock. We don’t just advise you on policies, we also handle all the paperwork and file claims for you. Our goal is to make the process less stressful for you, so you can count on us to provide friendly and personalized support every step of the way. For more information on long-term care insurance and how it can help pay for in-home senior care, please contact us.

Veteran’s Aid & Attendance Pension Benefit

At First In Care, we have a deep appreciation for the sacrifices made by our veterans, and we’re honored to be VA vetted and authorized to work directly with the VA to ensure that our veterans can receive the care they need in the comfort of their own homes. We’re not just here to help you navigate the complexities of the system, but we’re also here to help make the process as easy and stress-free as possible. Veterans and surviving spouses may be eligible for the Veteran’s Aid & Attendance Pension Benefit. This benefit provides up to $2,020 per month to help cover health care expenditures. We take care of all the necessary paperwork, so you can focus on what really matters – getting the care you need and deserve. We’re committed to providing compassionate, dedicated support to you and your loved ones every step of the way.

Reverse Mortgage

If you’re a senior or a family caregiver looking for affordable payment options for in-home senior care, a reverse mortgage may be worth considering. Be sure to talk to a reputable Reverse Mortgage Specialist to get all the facts and figure out if it’s the right option for you.

Whole Life Insurance Policies

Whole life policies are designed to build cash value over time. As the cash value builds up, you may be able to borrow against the policy while keeping the insurance in effect. Contact your insurance agent to discuss your needs and possible options. They can help you determine if a whole life policy is the right choice for you and your family.

Additional State and Local Programs

There are also several programs available through state and local governments. Some seniors may qualify for Medicaid coverage. Seniors must meet certain financial criteria, however, once enrolled, Medicaid will cover a portion of the cost of in-home care. Social Security benefits can sometimes be used to help cover the cost of in-home care. However, this is usually only an option for seniors who have very limited income and assets.

Contact us to learn more about the programs available in your area. We’re here to help you navigate the process and make sure your loved one gets the care they need. We will schedule a free in-home consultation to discuss your needs and answer your questions.

We not only offer senior care in Bradenton, FL but also the surrounding towns and cities. Here’s a complete list of all the areas in which we currently provide senior home care:

Anna Maria, Bradenton, Bradenton Beach​, Cortez, Holmes Beach, Longboat Key​, Palmetto​, Ellenton​, Lakewood Ranch, Terra Ceia, and Parrish, FL.​​​

Your first and only call should be with First in Care!

Home Care Services

Local Offices Serving:
Manatee County FL, Bradenton, Anna Maria, Lakewood Ranch, Palmetto, and Longboat Key.

For specific information on the services offered, call us today at 941-746-8400 or click the button below.

Registered Nurses Available 24 Hours a Day, 7 Days a Week

Registered Nurses Available 24 Hours a Day, 7 Days a Week

Local Offices Proudly Serving: Manatee County FL, Bradenton, Anna Maria, Lakewood Ranch, Palmetto

For specific information on the services offered, call us today at 941-746-8400 or fill out the form below.